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The owner of this website is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, or reliance on any information contained within the site.

While every effort is made to ensure the information contained in this website is accurate, no guarantee is given that it is correct, complete, and up-to-date. The content of this website is meant for informational use only and is not to be construed as professional advice. Use at your own risk.

The contents of this website is copyrighted and may not be copied, published, printed, or otherwise redistributed without the owner's permission. If you would like to use an exert from an article, contact the website owner at the "contact" link at the bottom of the website page.

Any content added or removed from this website is at the sole discretion of the website owner, and may occur at anytime without notice. This includes the terms of service, disclaimer, and privacy policy.

No information or content on this website is meant to be defamatory, offensive, or illegal. This website and its owner cannot be held liable for any statements or comments that could be considered offensive or illegal in another country.

This website and its owner are not responsible for the actions of third-party sponsors, marketers, and advertisers. If you have a complaint about a third-party's action, take it up with them.

The owner of this website may receive some monetary compensation from the advertisements on this website.

Privacy Policy

While it is unlikely that any user's personally identifiable information will be obtained by visiting this website (such as name, email, etc.), if it does, it will not be sold to any company or third-party.

We have included external links on this website for your use and reference. We cannot be held liable for the contents, actions, or privacy policies of external websites. You should be aware that the privacy policies of external sites may differ from our own.

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Further information on the interest-based advertising used on this website:

- Google, as a third party vendor, uses cookies to serve ads on this site.

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Terms and Conditions for comments

These terms and conditions contain rules relating to the submission of comments. By submitting a comment, you are declaring that you agree with these rules:
  • Although the administrator will attempt to moderate comments, it is impossible for every comment to have been moderated at any given time.

  • You acknowledge that all comments express the views and opinions of the original author and not those of the administrator or website owner.

  • You agree not to post any material which is knowingly false, obscene, hateful, threatening, harassing, invasive of a person's privacy, or otherwise violative of any laws.

  • The administrator has the right to edit, move or remove any comment for any reason and without notice.
Failure to comply with these rules may result in being banned from further commenting.

These terms and conditions are subject to change at any time and without notice.

Privacy Policy for comments

This policy contains information relating to your privacy when submitting a comment. By submitting a comment, you are declaring that you understand this policy:
  • Your name, website address, town, country, rating and comment will be publicly displayed if entered.

  • Aside from the data entered into these form fields, other stored data about your comment will include:
    • Your IP Address (not displayed)
    • The time/date of your submission (displayed)

  • Your email address will not be shared. It is collected for only two reasons:
    • Administrative purposes, should a need to contact you arise.
    • To inform you of new comments, should you subscribe to receive notifications.

  • A cookie may be set on your computer. This is used to remember your inputs. It will expire by itself after a certain period of time.
This policy is subject to change at any time and without notice.

*Please contact us if any of this disclaimer, privacy policy, or content on the main website is unclear or problematic.